United States Crypto Tax Calculator
Estimate a simple crypto capital gain or loss for a single disposal in the United States. This v1 model distinguishes between short-term and long-term holding periods and supports an IRS-based preset flow for filing status and taxable income band.
Beginner-friendly estimate
United States crypto tax calculator
Start with the simple view below. You only need one buy, one sell, and an estimated rate to get a quick tax estimate.
Rate estimate mode
U.S. state situation
Advanced options are helpful if you want to include fees, manual adjustments, or a separate long-term rate.
Official sources used
Last reviewed on June 12, 2026. The U.S. preset flow uses IRS filing-status brackets and long-term capital gains guidance as a simplified estimate.
Estimate Summary
Estimated tax
$0.00
Taxable gain x short-term rate
This is a quick estimate for one sale, not a full tax return.
What you paid
$0.00
Proceeds
$0.00
Gain or loss
$0.00
Estimated taxable gain
$0.00
Federal estimate
$0.00
State estimate
$0.00
How the holding period was treated: Short-term estimate
Units sold: 1
Rate used in the estimate: 10%
Filing status: Single
Income band: Up to $11,925
Federal long-term rate: 0%
State scenario: Federal only
Days held: Not enough date data
Country rule snapshot
Tax treatment: The IRS treats digital assets as property. Investment gains or losses are generally capital in nature when you dispose of crypto held as a capital asset.
Holding rule: A disposal held for one year or less is treated as short-term. A disposal held for more than one year is treated as long-term.
Cost basis model: This v1 tool uses the reader's single-lot cost basis from the entered buy price and fees. It does not attempt lot selection or broker-specific identification rules.
State layer: This v1 tool can add a simple state-treatment estimate on top of the federal estimate for selected U.S. scenarios.
How to use this calculator
- 1. Enter how many coins you sold and your buy and sell price per coin.
- 2. Stay in simple preset mode if you want a fast IRS-style estimate based on filing status and taxable income band.
- 3. Switch to custom mode only if you already know the short-term and long-term rate you want to test.
- 4. Add buy and sell dates so the calculator can decide whether to apply short-term or long-term treatment.
- 5. Choose the closest state scenario, then review the estimate summary against the official IRS and state sources.
Best for a quick single-sale U.S. estimate, not a full federal or state return.
Key assumptions in this v1
- Built for a single disposal rather than a full tax-year ledger.
- The preset flow is a simplified estimator built from IRS federal bracket pages and long-term capital gains guidance, not a full return calculation.
- Does not model wash sales, staking income, mining income, airdrops, or DeFi-specific treatment.
- Does not model specific lot identification or broker reporting differences.
Official sources and recordkeeping
Last reviewed on June 12, 2026. Readers should verify current thresholds, rates, elections, and country-specific exceptions before relying on an estimate.
- IRS: Digital assets
- IRS: Federal income tax rates and brackets
- IRS Topic no. 409, Capital gains and losses
- IRS Publication 544, Sales and Other Dispositions of Assets
- IRS Publication 550, Investment Income and Expenses
Keep records for
- Acquisition date and disposal date
- Number of units disposed
- Cost basis in U.S. dollars, including fees where applicable
- Fair market value or proceeds at disposal time